However, a lump sum payment can, sometimes ... you could do even better with a pure S&P 500 fund’s average 10% to 11% returns ...

Is there a downside to taking your pension on a monthly basis vs. taking a lump sum? The monthly payments would be higher ...

Dividend investing is often seen as a safer way to generate passive income, especially compared to high-growth but volatile stocks. Funds like Schwab U.S. Dividend Equity ETF (NYSE:SCHD), JPMorgan ...

meaning they may simply lose the money they have contributed to the pension system. To address this issue, the lump-sum withdrawal payment option was introduced, which allows a partial refund of ...

There are certainly some downsides of taking monthly pension payments instead of a lump sum. But that doesn't necessarily mean it's the wrong choice. There is also plenty of upside, and for many ...