They’re one of the best retirement plans for long-term wealth building. SEP IRA rules permit employers to create and contribute funds into a SEP IRA for both themselves and all eligible employees.

SEP IRA rules categorically prohibit employees from funding their own SEP IRAs, even when their employers choose not to do so. If your employer offers a SEP IRA, they are required to: Give you a ...

The distribution rules generally work as they would for a traditional IRA. Now, thanks to the SECURE Act 2.0, employers are ...

A good option for small business owners, SEP IRAs allow individual annual contributions of as much as $70,000 in 2025, up from $69,000 in 2024.

An employee is eligible to participate in a SEP IRA if he or she is at least 21 years old and has worked for the company in three of the last five years, and received at least $600 in compensation ...

Can a self-employed individual delay RMDs from their SEP-IRA retirement account because they're still working? It depends.

SEP IRAs and solo 401(k)s are two of the best retirement ... contribution limits, withdrawal rules, and investment options. Understanding eligibility requirements and administrative burdens ...

Anyone can inherit an IRA, but the rules on how you must treat it differ ... including traditional and Roth IRAs, SEP IRAs and SIMPLE IRAs. Importantly, the income tax treatment of the IRA remains ...

Traditional, SEP, and SIMPLE (the only employer-established ... There are complex rules to follow; your IRA could be disqualified if you violate them. These transfers of funds from a retirement ...

Did you max out your 2024 IRA contribution limit? If not, it's not too late. You still have a few weeks, until April 15, to make a contribution to your Roth and traditional IRAs for 2024.

Into a SEP IRA? You'll notice tax-deferred accounts can ... Rollover IRAs are common, but there are quite a few rules to follow. If you stick to the basics, you shouldn't have any problems getting ...